Standard Chartered Bank Nigeria - We attract talented individuals. Not only can they give you the benefit of their experience, they also reveal a closer, more personal look at the wide range of global opportunities we offer. At the core of the Group's people strategy is our focus on employee engagement. Engagement is a key driver of productivity and performance, which creates the foundation of our performance culture. We encourage and focus on the behaviours that bring out the very best from every employee, assessing their performance not just on results but on how those results were achieved. To further embed these behaviours we have a remuneration programme in place, carefully designed to incentivise our employees to live our values every day.
We are recruiting for the position of:
Job Title: Head of Lending
Job ID: 407471
Job Function: Consumer Banking
Location: Nigeria - SCB
Job Description
To identify new opportunities for business growth and acquisition through the leverage of existing product capability, and the design and development of new product offerings, which will maximise the profitability of the Value Stream
Implement controls within the Business Unit to meet regulatory and internal requirements. In addition, drive and implement an effective risk management framework, and promote a strong risk management and a compliance culture.
Key Roles & Responsibilities
Manages the overall profitability of the Value Stream and of the product offerings within the Value Stream
Establishes and manages key performance drivers for the Value Stream
Develops and delivers a strategy for the Value Stream. This includes thinking beyond the restrictions of current product offerings and delivery channels, to include opportunities that may span Value Streams in their construction, application and impact
Working with Marketing colleagues and the channels, formulates and implements world class product marketing strategies encompassing product features, processes, end to end delivery, pricing and sales
Is responsible for determining potential new channels for new and existing products and providing overall guidance on the channel selection for the Value Centre
Contributes to the development and design of the brand experience for the Consumer Bank.
Leads the interface with support functions to ensure the best possible product offering and delivery
Takes accountability for product performance through management of product design and ongoing re-evaluation of products to ensure maximised performance
Owner of operational risk framework for relevant product groups
Strategic sponsor for all sales activities
Segment identification, process management, marketing support to facilitate sales
Allocation of annual sales budget for all lending products to be sold through Direct sales and branches
Track sales cost and manage/control variables. Ensure correct financial and accounting standards
Mis-selling mitigation and ensure quality of customer interface with DSR
Qualifications & Skills
University degree with 5 years experience in a senior management role
In-depth knowledge and experience of Lending products
Proven track record in product development
Strong leadership and people management skills
Ability to interact at senior level
Excellent communication and presentation skills
Application Closing Date
26th November, 2013
Method of Application
Interested and qualified candidates should:
Click on the link below to apply online
https://cgportal.global.standardchartered.com/psc/hrms/EMPLOYEE/HRMS/c/HRS_HRAM.HRS_CE.GBL?FolderPath=PORTAL_ROOT_OBJECT.HC_HRS_CE_GBL2&IsFolder=false&IgnoreParamTempl=FolderPath%2cIsFolder&
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